Securities-Based Lending: Loans & Lines of Credit
The term securities-based lending (SBL) refers to the practice of making loans using securities as collateral. Securities-based lending provides ready access to capital. This can be used for almost any purpose, such as buying real estate or investing in a business. The only restrictions to this kind of lending are other securities-based transactions like buying shares or repaying a margin loan.
Read More »Nugrowth Capital (Ibis Capital) Review & Alternatives for Lending
Growing business credit pays off. Excellent business credit scores help a company get loans. Your lending institution knows the company can pay its financial obligations. They recognize the company is bona fide. The small business’s EIN attaches to high scores, and creditors won’t feel the need to demand a personal guarantee.
Read More »Business Timeline: Build Business Credit Faster and Easier
Your business email address needs to be on the same domain as your website. Generic professional names work well, something like [email protected] or [email protected]. Do not use Gmail, Yahoo, AOL, or the like. But don’t worry about checking yet another email address; you can have any email forward to any other email. You can set all of this up at the same time you set up hosting.
Read More »Lendio Review: Small Business Loans
Lendio is a fairly new lending company in the online space. Lendio acts as a go-between for borrowers and lenders, to provide small business loans. Loan types include business lines of credit, SBA loans, term loans, MCAs, equipment financing, and accounts receivable financing.
Read More »Financial Statements: What They Are & How to Read Them
Lenders are likely to ask for a number of financial statements and documents when underwriting a loan. Understanding these statements and what they say about your business can help you be better prepared help you make better business decisions.
Read More »Book of Business Financing for Insurance Agencies
Insurance agents can get low-interest, long-term financing, by using renewable commissions as collateral. This program is the best program available for insurance agents, when it comes to approval requirements and approval terms. But agents from State Farm are not eligible.
Read More »How to Become Your Own Business Credit Expert
If you want to know what the business credit experts know, you need to work with one. There are some things a Google search can’t tell you.
Read More »4 Business Credit Cards for a Credit Card Statement Credit
If you travel a lot for business, and if you need to impress clients, then this one may be worth your while. But an annual fee that runs over 1/3 of a typical monthly mortgage payment is an extremely high hurdle to get over.
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